Aged Care Reform Delayed – What This Means for You and your Family

Aged Care Reform Delayed – What This Means for You
Use This Time to Plan With Confidence

The Federal Government has confirmed that the major aged care reforms, initially scheduled to commence on 1 July 2025, will now launch on 1 November 2025.

The decision to delay follows industry feedback indicating that more time was needed to prepare for the upcoming changes. Aged care providers required more time to train their staff, adjust administrative systems, and ensure they can continue to deliver quality care under the new framework.

It also provides individuals and their families with extra time to understand and plan for how these changes may impact them.

One of the most significant changes is the introduction of the new Support at Home program, which will replace the current home care system. Although the changes are designed to offer a more streamlined, personalised aged care experience, more time is needed to ensure a smooth rollout of the program for those receiving care at home.

What the Delay Means for You and Your Family

If you or a loved one is approaching retirement or making decisions about aged care, this four-month extension is a valuable opportunity to get ahead of the changes and seek professional advice.

Here’s what to consider:

• Entering residential aged care soon?
  You may still be able to access the current fee structures before new (and potentially higher) arrangements take effect in November.
• Currently receiving home care?
  Your current care plan will continue until 1 November. Now is the time to review your service agreement and discuss with your provider how the reforms may impact your care and costs.
• Haven’t started planning yet?
  Don’t delay. It takes time to gather the right information, arrange assessments, and secure a place with your preferred provider. Read our aged care planning article to understand the key steps.

Why Early Planning Matters

Navigating aged care is not just a financial decision; it’s also an emotional and logistical one. That’s why working with an experienced adviser who understands both the aged care landscape and your broader financial goals is so important.

At Morrows, our team of advisers can help you:

• Understand your options under the current and upcoming rules
• Structure your finances to support aged care choices
• Avoid costly mistakes by planning early

Download Our FREE Aged Care Guide!

To learn more about the aged care process, fees, and key considerations, please complete the form below to access our Aged Care Planning Guide.

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IMPORTANT INFORMATION: The information is general only and has been prepared without consideration of your individual objectives, financial situation or needs. Before making any decisions, you should consider the appropriateness of your personal investment objectives, financial situation or individual needs. We recommend you speak to your financial adviser, registered tax agent or legal adviser before making any decisions based on this information.