Protecting You, Your Family and Your Assets
Morrows Private Wealth is the holder of an Australian Financial Services Licence (No 244119), ABN 94 517 928 276.
You would be a unique person if you relished sitting down with your family or friends, to discuss what will happen to their financial situation if you died or suffered an injury or illness.
The Morrows Private Wealth team knows that you need the complexity taken out of insurance so we listen to you and discuss it with you to ensure you have adequately protected yourself, your income and your wealth. We can help you articulate your goals and understand your needs based on lifestyle requirements, debts and family responsibility.
Unexpected events such as ill health or accidents can force people from the workforce earlier than they may have expected. To be equipped to deal with life’s unforseen derailments, effective planning requires you to keep these types of contingencies in mind. Risk insurance is an effective means of transferring risk from you, the individual, to an insurer – let’s face it, that’s their business. Having the appropriate insurance in place provides confidence and peace of mind because of the protection it affords.
Morrows Private Wealth accesses sophisticated software packages that allow us to analyse a vast range of insurance options for you. The software combined with a detailed analysis of your personal situation will enable us to determine the most appropriate insurance requirements for your personal circumstances.
Areas that are typically addressed for our clients include:
- Risk Management Strategies
- Life Insurance
- Total and Permanent Disability (TPD) Insurance
- Trauma Insurance
- Income Protection Insurance
- Salary Continuance via Superannuation
- Business Expenses Insurance
Morrows Private Wealth also takes care in correctly structuring your risk insurance ownership because of the various traps and pitfalls; for example, claiming a tax deduction in the wrong structure may mean any payouts are subject to significant tax. We will help you decide how to fund your needs so that premiums are tax effective and your cover remains in place, regardless of other changes to your situation.
And if something does happen? We pride ourselves on our caring, thorough and individual approach to managing your insurance claim.In the unfortunate event that you need to lodge a claim on your policy we are here to help you throughout the process. With our many years of insurance claims management experience we understand the importance of making your life as simple as possible throughout.
It’s essential because it is all about securing the needs of you and your family.